Have you reached the point in your life where your future is becoming more important? Are you hitting the peak of your career and are wondering whether you can afford to retire? Are you thinking about work-life balance and how to make sure your family is financially taken care of? If so, you’ve come to the right place.
Hi, I’m Joel, and I
Unfortunately, we don’t get taught at school or uni how to manage our finances, so we have to learn ‘on the job’ –a bit like when you started out your career in the trades. If you’re lucky you had a great mentor you could count on for good advice and straight talk.
I’m a bit like that mentor when it comes to personal finances. I’m a Melbourne local and have helped over 300 clients achieve their financial goals over the past 10 years. It’s amazing how quickly people get ahead when they understand the fundamentals of finances and investment – just read some of the testimonials below for some great good news stories.
So, read on if you want to:
- Secure your and your family’s financial future
- Make sure you can continue to work on your terms
- Take care of your and your financial health
- Cover yourself for unforeseen events like redundancy, or a business downturn
Our Services – How we help tradies finances
Financial success depends on diversification; basically, not putting all your eggs in one basket. Practically, this means making sure that you have a solid plan in place to cover all the bases. This is like building a foundation, layer by layer. Here are some of the areas my team and I can help you to achieve financial freedom and wellbeing.
Buying a Home
We have a secure framework and a tried and tested process to simplify your home buying experience. We work with a team of professional advisers that help take care of all the financial and legal paperwork, and supported by our proven process to make sure every detail is taken care of and your purchase is smooth and straightforward.
When starting out with investing, it’s important to understand your goals, and then invest in the assets that will help you achieve them. We encourage our clients to start with the investment types they are most comfortable with, and knowledgeable about. We then educate them if there are any gaps, to make sure that when they are ready to proceed they can do so confidently.
At this point, we refer you to the most suitable Vision Partner in our trusted network. We research each thoroughly and confirm their track record and client satisfaction. This makes sure you are in safe hands, whether it’s your initial foray into investing or if you are a seasoned campaigner.
Managing Your Money
We have a list of 10 core requirements we advise individuals and families to have in place before they consider any further financial investments, whether it’s buying a home, investing in shares bonds or property, starting a business or planning a holiday. Our free financial health check and follow-up chat will help give you peace of mind.
“It was a great experience to work with a professional who knows what he’s doing. Joel always looks after you, and provides any assistance he can.”
“We bought a house! A huge thanks to you, our great friend and awesome financial consultant, Joel Ganino, who went above and beyond to make it happen. We couldn’t have been able to buy it without you.”
Stuart & Nicole Morton
Free independent and impartial advice
Pre-qualified vision partners who follow your success blueprint
Guaranteed 100% secure and confidential
No pushy sales pitch- ever!
Book a FREE financial health check
We work with specialist advisers and consultants in a wide range of areas which include cash flow management, debt reduction, home loans, home buying, investing strategies, and advice, preparing for retirement, taxation, legal guidance to assist tradies finances.
Our process to your financial freedom
Initial Meeting: Wealth manager discusses your goals and aspirations. An initial plan of action gets you up and running.
Wealth manager emails you a summary of your conversation, outlining your financial position and agreed action items.
Where appropriate, specialist advisers are engaged to help advise and implement agreed actions.
Review and plan. Proactive engagement, including review appointment invitations every six months.
Don’t procrastinate any longer! Complete our free financial health check to find out where you stand.
Save time, save money, grow and protect your wealth. We will help you
get your money working as hard as you do!
About our Services
You’re probably wondering, “How much is this advice going to cost?” The answer is – nothing. Yes, that’s right; I willingly and happily share all my knowledge and experience with you at no cost. I’m completely upfront that I take a referral fee from the professional partners who we engage together to help you.
However, our business success relies on your success and satisfaction, so you can be sure I won’t be referring any product or service I wouldn’t use myself and doesn’t follow our blueprint. In fact, I already do. Also, my free guidance is independent – I’m not influenced by any banks or big financial institution.